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    Course Handicap

This is the number of strokes
allotted to you for the particular
course you're playing, based on its
relative difficulty.  Your index and
the slope of th tees you play from
determine your course handicap.  
Most pro shops have a chart that
does the conversion for you.  Or
you can simply multiply your
handicap index by the slope and
divide that number by 113.  For
example, if your index is 26.4 and
you're playing from tees with a
slope of 120, your course handicap
is 28 (26.4 x 120 / 113).  The
average golfer plays to her or his
course handicap 25 percent of the
time and plays a few strokes over it
most of the time.
Slope and Course Rating

The USGA developed a "course
rating" system for courses in
America.  This rating assesses a
course's playing difficulty based on
what a scratch golfer would shoot
under normal conditions.  Most
ratings are around par (72).  If a
rating is 74.6, the course will play a
little tougher; if it's a 68.7, your day
will  be a bit easier.  The "slope"
indicates an average player's
potential scoring ability on the
course.  The lowest slope rating is
55 (an asy course), and the highest
is 155 (very difficult).  A golf
course of standard difficulty, as
defined by the USGA, has a slope
of 113.
    Handicap Index

Because golf courses vary in
difficulty, the USGA establishes
two numbers for every golfer; a
handicap index and a course
handicap.  When people ask your
handicap, it's really your index
they're asking about.  (This is the
number with the decimal point that
the computer spits out after you
post each score.)  The index is
based on the best 10 of your most
recent 20 scores and expresses
your potential scoring ability.


This article is featured in the
May/June 2005 edition of GOLF
FOR WOMEN